Accept Credit Cards - Accept Debit Cards 

Electronic Clearing House, Inc (ECHO) is a Tier 1 multi-platform payment processor used by merchants large and small across the nation. We offer merchant account services as one of the top ten processors nationwide, we provide a diverse variety of credit card processing, debit card processing, and echeck products to merchants across the business spectrum:

- Retail Credit Card Processing
- Online Credit Card Processing
- Merchant Cash Advances
- Government
- Non Profit
- Restaurant
- Mail Order
- Telephone Order
- Internet Payment Services
- Business and Residential Services
- Bank Card Processing
- Convenience Stores
- Self Storage
- High Volume
- Medical Management Systems
- Beauty Salons
- Online Dating
- Insurance Industry
- Health Clubs and Gyms
- Grocery Stores
- Auto Parts
- Acceptance Marks

Also See: The ABC's of Credit Card Processing

Call now to get started! 1-800-262-3246, ext. 5.

Partners

In addition to providing services direct to merchants, we work with partners that include banks, technology companies and independent sales agents. ECHO is trusted by our many partners and resellers who offer our services under their own brand or through co-branding options. Such partners include banking institutions, software developers, value added resellers (VARS), Internet service providers, and independent sales organizations among others.

Payment Technology for Every Business

ECHO is a great choice for credit card processing and debit card services because we provide a full suite of low cost payment processing options. 

With ECHO, any business in America can process debit and credit cards using the technology that best fits their business model. This includes: 

• Point-of-Sale Terminal within a store, restaurant or service business.

• For businesses that operate online. ECHO offers a free Internet payment gateway to work with online shopping carts or automated payment systems. 

• A business can process credit cards through the Internet with our virtual terminal or third-party PC software.

• To bill clients monthly, it’s easy to set up credit card processing for monthly recurring payments. 

• Our Batch Processing Service, used by mail order, telephone order and direct marketing companies, can authorize and deposit hundreds of payments in a single transmission of a data file. 

• Touch-Tone phone processing.

• Bank Card Processing.

• Our online reporting allows every transaction to be viewed securely online in real time. Merchants never have to wait to see their processing activity throughout the day.

Debit Cards

Debit cards are now widely viewed as safer than cash, and more convenient than checks. Both PIN-based and signature-based debit card processing are included in our merchant account services.

Funds are settled in just 24 hours through one of the key EFT networks and deposited into the merchant’s account in two business days. 

There is also a signature-based debit option. A merchant’s customer swipes their MasterCard or Visa Check card just like a credit card, and the point-of-sale terminal gives a draft for the customer to sign.

Call now to get started! 1-800-262-3246, ext. 5.

Longevity and Integrity

ECHO enjoys a long track record of success “tried and true” since 1986. Our PCI compliant payment processing services and state-of-the-art proprietary data centers are trusted by thousands of businesses across the nation every day. Our procedures have been streamlined and optimized through decades of industry expertise and programming. Our security systems have passed the test year after year. Merchants and partners alike can avoid pitfalls and gain many benefits from our considerable experience.

We are a trusted member of the Better Business Bureau where high ethical standards match our long-standing corporate philosophy and culture of integrity.

Extremely Affordable Pricing

All of this functionality, including our many check services, is included in at very attractive rates for merchants and partners. With our corporate philosophy and BBB commitment, ECHO does not use marketing ploys in its advertising, and our merchants will never be surprised later by a hidden charge on their statement.

Essential Customer Service 

We back our merchant account services by providing U.S.-based telephone customer service 24/7/365. E-mail service is also available 24/7.

When our merchants or partners have a question or problem they’re not directed to scroll through an endless "knowledge base" or wait 24 hours for an email response. Our friendly customer service department is operational day and night, weekends and holidays to answer questions and provide solutions.

Our sales department is open from 7:30 a.m. to 4:30 p.m. PST. Please call one of our courteous "no pressure" payment processing specialists at 1-800-262-3246, ext 5, for details on how ECHO can best serve your business merchant account needs.